Insurance

Make sure you're covered for things like fire, flood and theft

5.0

from 153 Reviews

Header Photo for James Hawkins Mortgage Broker

Whether it's about protecting an asset or a loved one, I'll get you covered

I understand that protecting your home and possessions is a top priority, whether you're in Surrey Hills, Melbourne, or anywhere else in Australia. Insurance is essential to safeguard your investments and provide peace of mind. I offer a range of insurance options tailored to meet your needs, from Home Buildings & Contents Insurance to specialised policies like Landlord Insurance and Renter's Contents Insurance. My goal is to help you find the right coverage, ensuring you're protected for a range of incidents, including accidental damage, theft, vandalism, fire, and storms.

When it comes to Home Buildings & Contents Insurance, it's important to ensure your home is covered for a range of incidents. This type of insurance not only protects the structure of your home but also covers your belongings. Whether you leave a window or door unlocked or face damage to property like garages, fences, and sheds, having the right policy in place means you're prepared for unexpected events. The contents insurance policies I offer include accidental damage cover and can be tailored with Single Item Insurance for valuables such as laptops, tablets, and TVs.

For landlords, protecting your rental property from potential issues is crucial. The Landlord Insurance policies offer comprehensive coverage, including protection against rent default, theft, and vandalism. Whether you have long-term tenants or holiday rentals, it's vital to ensure your investments are secure. Policies can be arranged for short-term or ongoing needs, providing flexibility in how you protect your property. Additionally, the Renter's Contents Insurance we offer is designed to safeguard the possessions of tenants, covering items within the rental home against risks like fire and storms.

Building Insurance is another essential consideration for homeowners and landlords alike. This coverage focuses on the physical structure of the property, ensuring you're protected against damages caused by natural disasters or accidents. With options to pay for insurance monthly or annually, we provide flexibility in managing your budget while maintaining comprehensive protection. In the event of a claim, we make it easy for you to get assistance by offering options to make a claim online or over the phone.

I understand that comparing different insurance policies can be complex and I'm here to help you compare insurance options to find the best fit for your specific needs. Whether you’re looking at landlord insurance or contents insurance, I'll ensure you receive the right advice and support.

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Recent Reviews

I'll start with the ending - Wherever my property journey goes in the future, James will be a part of it. Having not navigated a purchase for 20 years, it was quite daunting when a property I loved came onto the market and I had little understanding of my borrowing position. All of the stress, anxiety and doubt that comes with that scenario disappeared after a single conversation with James. He is knowledgeable, transparent and communicates exceptionally well. More importantly, he's a great guy. And how nice is it dealing with someone you genuinely like and trust?

Steve Kourasanis

We used James to purchase our first house and he was nothing short of amazing. Always quick to respond with any questions we had. He has a a wealth of contacts to help with the other parts of purchasing a house too. Could not recommend enough!

Jaiden Camenzuli

James you are the best!! I was feeling really lost about the whole home loan refinancing process as I had a complex situation. James really clearly explained the strategy, next steps, and what I needed to provide him to make the process as easy as possible. It felt like I barely had to lift a finger except provide my details (really impressed with the tech stack 😉), and got everything approved and submitted within 2 weeks of meeting him. The best part is that the was calm and easy to talk to during the whole process. Really really impressed and grateful, cannot recommend him more.

Sarah A

James was incredibly helpful for the entire process, knowledgeable and genuinely invested in the outcome, could not recommend enough!!

Bronte Scott

Frequently Asked Questions

What kind of interest rates can you offer?

I take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means I can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. I have a broad range of products (more than any single lender can offer) which means I can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

I am accredited and a members of the Mortgage and Finance Association of Australia.

Can you help with refinancing an existing Mortgage?

Of course! I believe that I can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

I can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, I can probably help.

Can you help First Home Buyers?

I love helping First Home Buyers! I'm an expert at the entire process and can help you get the right Home Loan. I'm also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.