Whether you're wanting a new vehicle, plant or machinery, I'm on your side

I understand that businesses in Surrey Hills and throughout Australia need the right financial tools to thrive. Equipment Finance is crucial for businesses looking to acquire or upgrade assets such as office equipment, work vehicles, and specialised machinery. Whether it's a truck, trailer, excavator, tractor, grader, crane, or dozer, securing the best finance options can make a significant difference in managing cashflow and growing your business. I'm committed to helping you access Equipment Finance options from banks and lenders across Australia to meet your specific business needs.

When considering Equipment Finance, it's important to know the various loan options available. For many businesses, a chattel mortgage offers a flexible solution, allowing you to use the purchased equipment as collateral. This option typically involves fixed monthly repayments, helping you manage cashflow effectively over the life of the lease. Alternatively, Hire Purchase agreements allow you to buy new equipment with the option to own it outright at the end of the agreement. Understanding these finance options is essential for making informed decisions about buying or upgrading equipment.

Interest rate considerations are also crucial when applying for equipment finance. The rate you secure can significantly impact the overall cost of your loan. At James Hawkins Mortgage Broker, I work with a range of banks and lenders across Australia to help you find competitive interest rates that suit your financial situation. We also guide you in determining the appropriate loan amount based on your budget and business goals. My role is to simplify this process so you can focus on what matters most—running your business.

Applying for equipment finance can be complex. That's why I offer a streamlined application process designed to save you time and effort. I'll assists in compiling necessary documentation and liaises with lenders on your behalf, ensuring a smooth experience from start to finish. Whether you're looking to invest in factory machinery or exploring commercial equipment finance for large-scale projects, my expertise ensures that your application is both efficient and effective.

Investing in equipment finance allows businesses to remain competitive and efficient. Upgrading existing equipment or acquiring new assets can enhance productivity and open new revenue streams. From office equipment to heavy-duty machinery like cranes and dozers, having up-to-date resources supports better operational outcomes. The tailored finance solutions I offer are designed to align with your unique business needs while providing the flexibility necessary for growth.

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Recent Reviews

James ‘the most amazing’ Mortgage Broker is second to none! He helped us into our first home here in Brisbane, we were new to Australia after moving from NZ. We had many complications along the way with our foreign (NZ) investments, many banks wanted our first (& only) born child!! But this WASN’T an obstacle for James, he guided us through the best course of action & gave us the best options available for our needs. I can’t recommend James highly enough for all the work & guidance he gave us over many months. He truly went above & beyond to help us achieve the home of our dreams. I wouldn’t hesitate for a second to work with him again. Thanks so very much James, & just remember, we have a spare room or four if you’re ever in Brisbane. xx

Diane Burton

James did an amazing job walked me through the whole process cannot recommend enough!

Jarrad Tonkin

James was amazing.... Can't thank him enough for his help. He was easy to deal with and made the task of refinancing easy, I had avoided this task and placed in the too hard basket but James was truely wonderful. He made it easy and made ...

Leanne Morrissey

We had a bit of a curly application. James did amazing work and we got it across the line.. 3 banks later!

C & D B

Frequently Asked Questions

What kind of interest rates can you offer?

I take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means I can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. I have a broad range of products (more than any single lender can offer) which means I can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

I am accredited and a members of the Mortgage and Finance Association of Australia.

Can you help with refinancing an existing Mortgage?

Of course! I believe that I can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

I can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, I can probably help.

Can you help First Home Buyers?

I love helping First Home Buyers! I'm an expert at the entire process and can help you get the right Home Loan. I'm also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.