Whether it's your first car or dream car, I've got you covered

I specialise in helping locals in Surrey Hills, Victoria, and throughout Australia to access Car Loan options from banks and lenders across Australia. Whether you're eyeing a sleek convertible, a practical SUV, or an eco-friendly electric car, my services are tailored to meet your needs. We understand the importance of finding the right Car Loan that fits your lifestyle and budget, ensuring you can focus on enjoying your new vehicle rather than the complexities of finance.

When it comes to applying for a car loan, understanding interest rates, loan amounts, and repayment terms is crucial. At James Hawkins Mortgage Broker, I can help you compare car finance rates, so you can make informed decisions. Whether you're purchasing your first car or upgrading to a luxury car, I'll guide you through the Car Loan application process efficiently. I am dedicated to taking the hassle out of buying by offering a streamlined application process that requires minimal paperwork. I'll aim to maximise your borrowing capacity while ensuring that loan terms are tailored to your financial situation.

Choosing the right loan type is essential for any vehicle purchase. From secured Car Loans that offer lower interest rates to green Car Loans for eco-friendly options like electric and hybrid cars, I offer a variety of choices. My expertise extends to both new Car Loans and used Car Loans, helping you secure the best deal whether you're buying from a car dealer or a private seller. I'll assist with calculating car finance, enabling you to understand how various factors affect your loan amount and repayments. Whether you're interested in a people mover for your family or a ute for work, we ensure the Car Loan application process is as smooth as possible.

My services go beyond just facilitating loans. I provide comprehensive support to help you through every step of acquiring your vehicle. From understanding bank statements to dealing with dealerships, James Hawkins Mortgage Broker is here to guide you. I'll ensure you have all the necessary information to make confident decisions, whether you're buying a super car or a practical sedan. My approach is designed to support your needs and preferences, offering guidance on everything from choosing a van for business use to a wagon for family travels.

Ready to chat to James?

Recent Reviews

James ‘the most amazing’ Mortgage Broker is second to none! He helped us into our first home here in Brisbane, we were new to Australia after moving from NZ. We had many complications along the way with our foreign (NZ) investments, many banks wanted our first (& only) born child!! But this WASN’T an obstacle for James, he guided us through the best course of action & gave us the best options available for our needs. I can’t recommend James highly enough for all the work & guidance he gave us over many months. He truly went above & beyond to help us achieve the home of our dreams. I wouldn’t hesitate for a second to work with him again. Thanks so very much James, & just remember, we have a spare room or four if you’re ever in Brisbane. xx

Diane Burton

James did an amazing job walked me through the whole process cannot recommend enough!

Jarrad Tonkin

James was amazing.... Can't thank him enough for his help. He was easy to deal with and made the task of refinancing easy, I had avoided this task and placed in the too hard basket but James was truely wonderful. He made it easy and made ...

Leanne Morrissey

We had a bit of a curly application. James did amazing work and we got it across the line.. 3 banks later!

C & D B

Frequently Asked Questions

What kind of interest rates can you offer?

I take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means I can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. I have a broad range of products (more than any single lender can offer) which means I can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

I am accredited and a members of the Mortgage and Finance Association of Australia.

Can you help with refinancing an existing Mortgage?

Of course! I believe that I can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

I can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, I can probably help.

Can you help First Home Buyers?

I love helping First Home Buyers! I'm an expert at the entire process and can help you get the right Home Loan. I'm also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.